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Frequently Asked Questions
Common Questions Answered for your convenience.
What types of insurance do you offer?
We offer Term Life, Whole Life, Final Expense, Medicare Advantage & Supplement, ACA Marketplace health plans, and Aflac supplemental coverage. We work with top carriers to find the right fit for your needs and budget.
Is a consultation with Lisa James free?
Yes! Our consultation is completely free. We’re compensated by the insurance carriers, so there’s never a cost to you for our advice or services.
What is Final Expense insurance?
Final Expense insurance covers funeral costs, burial expenses, and other end-of-life bills so your family isn’t burdened financially. Policies are typically $5,000–$25,000 and are available regardless of health status. Lisa can find you an affordable plan today.
How do I know which Medicare plan is right for me?
We’ll walk you through Medicare Advantage and Medicare Supplement (Medigap) options based on your health needs, budget, and doctors. Lisa James has helped hundreds of clients navigate Medicare with confidence.
Is ACA enrollment available outside Open Enrollment?
Yes! If you have a Qualifying Life Event (QLE) — like losing job-based coverage, getting married, having a baby, or moving — you may qualify for a Special Enrollment Period (SEP). Lisa can help you determine eligibility and get you covered quickly.
Getting started is easy! Call us at 1-855-294-2033, email [email protected], or click ‘Request a Free Quote’ on our website. We’ll schedule a no-pressure consultation to discuss your needs.
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