Protecting Your Future, Empowering Your Business
Life Insurance • Health Insurance • Medicare • ACA Marketplace Plans • Aflac Supplemental Coverage
Our Mission
At Lisa James Insurance Agency, we are dedicated to protecting your family’s future and empowering your business with comprehensive Life, Health, Medicare, ACA, and Aflac coverage tailored to your unique needs.
Coverage
Comprehensive coverage for every stage of life — Life Insurance, Medicare Insurance, Humana Health Plans, and more.
Term Life Insurance
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
Whole Life Insurance
Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.
Universal Life Insurance
Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.
Final Expense Insurance
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Coverage
Comprehensive coverage for every stage of life — Life Insurance, Health Insurance, Medicare Supplements, ACA Marketplace Plans, Aflac Supplemental, and more.
Term Life Insurance
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
ACA Marketplace Plans
Get covered with an ACA Marketplace health plan. Lisa helps you find the best plan during Open Enrollment or after a qualifying life event — often with $0 or low monthly premiums thanks to federal subsidies.
Aflac Supplemental Insurance
Protect your income when illness or injury strikes. Aflac supplemental insurance pays you directly so you can cover everyday bills. Lisa will help you find the right Aflac plan — accident, critical illness, hospital indemnity, or disability coverage available.
Whole Life Insurance
Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.
Universal Life Insurance
Enjoy flexible premiums and coverage with our Universal Life Insurance, offering long-term protection and potential cash value growth.
Final Expense Insurance
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Testimonials
Maria T. — Tampa, FL
After turning 65, I was overwhelmed by Medicare options. Lisa sat down with me and explained everything so clearly. She found me the perfect Medicare Supplement plan — I couldn’t be happier!
DeShawn H. — Ruskin, FL
I was self-employed and couldn’t afford my old plan. Lisa enrolled me in an ACA Marketplace plan that cut my premiums in half. She made the process fast, easy, and stress-free!
Patricia W. — Brandon, FL
When I got injured and couldn’t work, my Aflac policy covered my bills. Lisa helped me get set up with the right supplemental plan — it was the best decision I ever made!
Frequently Asked Questions
Common Questions Answered for your convenience.
What types of insurance do you offer?
We offer Term Life, Whole Life, Final Expense, Medicare Advantage & Supplement, ACA Marketplace health plans, and Aflac supplemental coverage. We work with top carriers to find the right fit for your needs and budget.
Is a consultation with Lisa James free?
Yes! Our consultation is completely free. We’re compensated by the insurance carriers, so there’s never a cost to you for our advice or services.
What is Final Expense insurance?
Final Expense insurance covers funeral costs, burial expenses, and other end-of-life bills so your family isn’t burdened financially. Policies are typically $5,000–$25,000 and are available regardless of health status. Lisa can find you an affordable plan today.
How do I know which Medicare plan is right for me?
We’ll walk you through Medicare Advantage and Medicare Supplement (Medigap) options based on your health needs, budget, and doctors. Lisa James has helped hundreds of clients navigate Medicare with confidence.
Is ACA enrollment available outside Open Enrollment?
Yes! If you have a Qualifying Life Event (QLE) — like losing job-based coverage, getting married, having a baby, or moving — you may qualify for a Special Enrollment Period (SEP). Lisa can help you determine eligibility and get you covered quickly.
Getting started is easy! Call us at 1-855-294-2033, email [email protected], or click ‘Request a Free Quote’ on our website. We’ll schedule a no-pressure consultation to discuss your needs.
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